California / 2026 Tracker

California home insurance renewal increases.

Anonymous community reporting for homeowners reviewing wildfire, nonrenewal, replacement-cost, and availability signals.

Published median change

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RateReceipt asks for California, renewal month, and two annual premium totals for premium reports. You can also report a nonrenewal, coverage restriction, or deductible increase without entering your insurer, ZIP code, address, or documents.

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California issue watch

Homeowners in California should compare the new price with limits, deductibles, settlement terms, endorsements, exclusions, discounts, and any notice language that changes coverage availability.

Use the renewal tools, open California nonrenewal help, or read California renewal and nonrenewal guide.

Official California resources

Use official regulator resources when you need consumer assistance, complaint information, or state-specific explanations.

California Department of Insurance residential insurance

Read results carefully

Community reports are self-submitted and can vary with coverage, deductible, rebuilding costs, mitigation, location, and hazard exposure. Review the methodology and data standards before drawing conclusions.