Texas / 2026 Tracker

Texas home insurance renewal increases.

Anonymous community reporting for homeowners reviewing wind, hail, named-storm, roof, and discount changes.

Published median change

Building

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RateReceipt asks for Texas, renewal month, and two annual premium totals for premium reports. You can also report a nonrenewal, coverage restriction, or deductible increase without entering your insurer, ZIP code, address, or documents.

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Texas issue watch

Homeowners in Texas should compare the new price with limits, deductibles, settlement terms, endorsements, exclusions, discounts, and any notice language that changes coverage availability.

Use the renewal tools, open Texas nonrenewal help, or read Texas renewal checklist.

Official Texas resources

Use official regulator resources when you need consumer assistance, complaint information, or state-specific explanations.

Texas Department of Insurance homeowners guide

Read results carefully

Community reports are self-submitted and can vary with coverage, deductible, rebuilding costs, mitigation, location, and hazard exposure. Review the methodology and data standards before drawing conclusions.