Terms of Use
Community data requires honest contributions.
Effective May 25, 2026. By submitting a report, you agree to these early access terms.
Purpose
RateReceipt provides informational, self-reported statistics about changes in annual homeowners insurance premiums. It does not sell insurance, provide quotes, recommend insurers, or advise on coverage decisions.
RateReceipt may display clearly labeled paid links to licensed quote providers. Compensation does not change how anonymous community results are calculated. Read the advertising disclosure.
Your contribution
You may submit only your own genuine renewal information, entered in good faith. You agree not to submit fabricated reports, automated submissions, policy data belonging to another person, or information that identifies another individual.
Accuracy and limitations
Reports are user-submitted and not independently verified. Aggregates may be incomplete, delayed, removed, or affected by reporting bias. Do not rely on RateReceipt as a substitute for reviewing your policy or seeking licensed guidance.
Moderation and availability
We may exclude apparent outliers or suspicious reports from aggregate calculations, remove abusive submissions, change publication thresholds, or suspend the service to protect users or data quality.
External resources
Links to regulators and consumer resources are provided for convenience. Their services and content are controlled by their respective organizations.
Contact
Questions regarding these terms after launch may be sent to support@ratereceipt.com. This mailbox must be activated with the production domain before public collection begins.